Important Information About Specific Aid Programs


The amount of eligibility for federal or state financial aid is determined by the information submitted to the U.S. Department of Education on the FAFSA (free Application for Federal Student Aid and on the DBU Supplemental Application.

Federal Pell Grant

The student must be enrolled in an undergraduate degree or certificate program at Dallas Baptist University. The award is based on the average cost to attend (COA) the University and expected family contribution (EFC), and is determined by the Department of Education as a result of completing a FAFSA. Anticipated awards are based on projected enrollment. Actual awards for enrollment in less than 12 hours will be prorated to reflect actual enrollment.

Federal Supplemental Educational Opportunity Grant (FSEOG)

In order to receive an FSEOG a student must be eligible to receive a Federal Pell Grant and have an application for financial assistance completed before the date for priority consideration of March 15. Preference will be given to students with zero EFC.

Tuition Equalization Grant (TEG)

A qualifying student must meet all requirements to receive Federal aid as described previously and be a legal resident of Texas.  If a dependent student, parents must be legal Texas residents. Student must be pursuing their 1st Bachelors, or 1st Masters, have an EFC (Expected Family Contribution) not to exceed $16,244 (this applies to new students effective 2013-2014) per year and meet all requirements to receive federal aid. Student must be enrolled full-time in a semester to receive the grant for that semester; not be a recipient of an athletic scholarship; and not be a Ministries or Church Music major. (Some exceptions apply for non-ministerial students. Contact the Office of Financial Aid for more information.)  To maintain this grant an undergraduate student must complete 24 hours in a year (Fall, Spring, Summer) and as a graduate student complete 18 hours in a year (Fall, Spring, Summer). Preference will be given to students meeting the priority date for completion of applications. For additional information concerning maintaining eligibility for this grant please read "Tuition Equalization Grant (TEG) Satisfactory Academic Progress Policy".

Federal Work-Study Program (FWSP)

A FWSP award listed on the award letter indicates eligibility only. This does not guarantee student employment on campus. The number of jobs available is limited by funding from the U.S. Department of Education. Students who qualify for this award receive money through this program only if employed on campus. If awarded FWSP but are unable to obtain a job, the FWSP award may be replaced with other available self-help aid, such as a student loan.

Federal Direct Loan Program (Subsidized/Unsubsidized/Parent PLUS/Grad PLUS)

All of these loans require additional forms designed specifically for each program. Loans are made through the Federal government. These loans are not grants. The amount borrowed in each program must be repaid when a student leaves school, either by graduating or withdrawing, and in accordance with the repayment schedules established by the U.S. Department of Education. We strongly urge student borrowers to be thoroughly familiar with and understand repayment responsibilities before applying for or securing any of these loans. (SEE


We strongly advise students to review the Annual Loan Limits chart below to determine the maximum loans available to borrow. The amount of other financial aid may limit or even reduce the amount of loans a student may receive. It is advised that a student contact the Office of Financial Aid to have a counselor perform a file review. The Office of Financial Aid will consider students for the maximum amount of subsidized loan for which they are eligible.


Any type of increase, except for Summer enrollment, will normally be divided equally between the Fall and Spring semesters, unless the student is graduating in the Fall semester. In the case that a student would like to request an increase for the Fall semester due to special circumstances, a Direct Loan Increase form will need to be submitted accompanied by a document stating the special circumstance in order for the Director of Financial Aid to review it.

The Director of Financial Aid will make the final decision on whether to approve this one-time increase due to special circumstances.


Combined Subsidized and Unsubsidized ANNUAL Loan Limits

Dependent Freshman

(Freshman=0-29 hours completed)
Subsidized Loan=$3500/Unsubsidized Loan=$2000

TOTAL Loans=$5500


Independent Freshman

(Freshman=0-29 hours completed)

Subsidized Loan=$3500/Unsubsidized Loan=$6000

TOTAL Loans=$9500


Dependent Sophomore

(Sophomore=30-59 hours completed)

Subsidized Loan=$4500/Unsubsidized Loan=$2000

TOTAL Loans=$6500

Independent Sophomore

(Sophomore=30-59 hours completed)

Subsidized Loan=$4500/Unsubsidized Loan=$6000

TOTAL Loans=$10,500

Dependent Junior/Senior

(Junior/Senior=60+ hours completed)

Subsidized Loan=$5500/Unsubsidized Loan=$2000

TOTAL Loans=$7500

Independent Junior/Senior

(Junior/Senior=60+ hours completed)

Subsidized Loan=$5500/Unsubsidized Loan=$7000

TOTAL Loans=$12,500

Graduate Student Unsubsidized Loan=$12,000 TOTAL = $20,500 (Per new government regulations Subsidized Loans are no longer available to Graduate students.)


If a student uses their total annual loan amounts for the Fall or Spring (or, both) THERE WILL BE NO LOAN AVAILIBILITY REMAINING FOR THE SUMMER. We strongly urge each student borrower to plan accordingly and borrow wisely.  If you have questions please contact our office.  To view your loans navigate to the National Student Loan Database System (

DBU Scholarships

To receive any scholarship from Dallas Baptist University, a student must be in good standing with the University and meet all requirements stated for that particular scholarship. The DBU Supplemental Application for Financial Aid and FAFSA are both required for university scholarships to be applied to student accounts. No institutional scholarships are paid on repeat classes.

Federal Loans and Exit Counseling

"Federal regulations require all student loan borrowers to complete exit counseling and to provide updated information at the time a borrower ceases at least half-time enrollment.  IF YOU DO NOT COMPLETE the exit counseling, your Financial Aid file will be flagged and all requests for academic transcripts will be denied."


Private Loans

DBU will not certify a private loan until a student has first applied for Federal assistance through the FAFSA process and the student file fully reviewed.

Other Aid

Other aid and outside scholarships must be applied in accordance with the rules and regulations of each program received. For example, tuition scholarships may only be applied to tuition charges and not applied to costs other than tuition. If additional scholarships or aid from DBU or private sources become available for a student, aid packages may need to be adjusted. An adjustment is required if an over award of need-based aid occurs.


Electronic Notification

The Office of Financial Aid may, at times, send information electronically to students in addition to sending information through standard mail.




  • To receive a PELL Grant you must enroll for at least one course. (Award amount is determined by the federally applied calculations used in submitting the FAFSA)
  • To receive a PELL Grant for more than one course you must be an undergraduate and must register for all courses within the term on, or before the add/drop for each semester award period (call registrar’s office for those exact dates).
  • To receive a Direct Loan you must be enrolled at least halftime in at least one Long Semester class within each award period/term in back to back classes whose duration is the same length.
  • Should you register for a course(s) and not attend, any grant aid awarded to you must be adjusted. You will be responsible for repaying any funds given to you for any course(s) not attended.
  • If you are awarded funds requiring full-time status and you do not attend a course(s), ALL AID awarded you that was based on that full-time status must be adjusted. You will be responsible for repaying any funds for which you become ineligible.
  • Your eligibility of funds will be calculated based on your official enrollment as the first day of enrollment for that term/award period.
  • Your enrollment status will determine what aid programs may be awarded to you. Different programs require different enrollment statuses. (Review program details above).
  • Federal Financial Aid WILL ONLY BE AWARDED ONCE FOR A REPEAT CLASS in which you have received a passing grade.
  • Institutional Scholarships are NOT AWARDED for repeat classes.




  • Undergraduate, graduate and doctoral students with incomplete admission files may be awarded aid, but no aid will be certified or disbursed until the student is fully admitted to the University.
  • Changes in schedule (increase or decrease in number of hours) may affect financial aid. Dropping or withdrawing from classes could leave you owing DBU and diminish your future opportunities for enrollment and completion of your degree pursuit.  Students are strongly encouraged to check with the Office of Financial Aid before withdrawing from or dropping or adding any classes.
  • Aid will not be disbursed to student accounts until after the add/drop period ends each semester or term.  Refunds due to students because of credit balances will be processed within 14 business days after aid is credited to the student account.
  • The total of all tuition geared scholarships may not exceed the actual cost of tuition charged to the student. Tuition only (or tuition geared) scholarships may not be used or applied to costs other than tuition. In addition, unfunded scholarships received by the student will not exceed the actual charges incurred by the student; unfunded scholarships may not be carried forward into future terms. Adjustments of these scholarships may be made by the Office of Financial Aid.


It is the philosophy of DBU that the financial responsibility of educating a student lies first with the student and his/her family. Financial aid should be pursued as an additional resource to assist the student in meeting the cost of his/her education. Any loans requested must be repaid, so we strongly urge students to request only what is needed to cover educational expenses. Students are required to first apply for federal assistance through the FAFSA process before applying for private loans.

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Information regarding specific yearly amounts for each Federal Aid program is available in the FINANCIAL AID STUDENT GUIDE, published annually by the US Department of Education.

Click HERE to view that publication online.